Although, January will be a busy month. It is during this time that I do financial planning for the year, and usually start preparing for taxes. I wrap-up bills, or make sure I am putting money away for the kids. I also work on simplifying the processes, but simplifying is an on-going effort, because I have not come up with any shortcut. I have read some money articles where they suggested in order to save for something special we should open an account specifically for that purpose. For example, open an account for emergency, for the vacation of our dreams, for our #1 kid, another for #2 kid, and so on. If I did that, I would constantly be running around checking on these accounts, and there is no time for this kind of task. As it is, I don't even go to the banks or the tellers.
Speaking of tasks, do you remember when Washington Mutual and Country Wide were bought out? The mergers caused big messes with my accounts, and added more work for me. It took me months to figure out what went wrong and to get it corrected. I tried to be prepared to the best of my ability, but sometimes it is out of my hands. The financial institutions were not sure themselves who should be handling what, so the customers suffer. That is why rich people have financial managers so they don't have to deal with the tedious stuff.
But, even with all the little hassles in life, there is not a day that go by that I am not thankful for our current state. Life is the way I ever thought it should be, peace, love and harmonious.
Let's have a great week!