Personal Finance: 5 Ways to Put More Cash into Your Pocket
Although the economy has improved over the last couple of years, it is still a good idea to develop smart spending habits. Here are five easy ways to save money.
Use couponsThrowing away a stack of coupons is essentially like throwing away free money. According to financial experts, budget-minded shoppers can actually save hundreds of dollars a year by using coupons. Traditionally, the Sunday edition of the local newspaper is usually filled with valuable coupons. A lot of coupons can also be found by surfing around the Internet.
Earn money by recyclingInstead of simply tossing used cans and bottles into the trash bin, consumers should save them. Many recycling centers will give out cash in exchange for aluminum cans and plastic bottles. Over the course of a year, the average person can easily make at least $50 by recycling.
Start a gardenMost people understand the importance of eating plenty of fruits and vegetables. However, the cost of fresh veggies can be quite expensive. During the summer, people can choose to raise their own garden. If there is a limited amount of space in the yard, there are still several plants that can be grown indoors. Some of the best vegetables to grow indoors include tomatoes, peppers, spinach, and carrots.
Take advantage of car insurance discountsWhile insurance is a necessary expense for car owners, there are still effective ways to reduce the cost. Taking a defensive driving course can certainly lower the cost of a driver’s insurance policy. Vehicles that have excellent safety ratings are also granted discounts. For more information, speak to a local insurance agent.
Drive more efficiencyA vehicle’s fuel consumption can have a major impact on a person’s budget. By traveling at an average speed of 55 mph on the freeway, drivers can increase their vehicle’s fuel efficiency by up to 25 percent. Another important tip is to keep the tires inflated to the recommended pressure.
By using these five money-saving tips, consumers will be able to keep a pocket full of extra cash.
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