I have received cash back from different sources, and it feels great. The more I spend the more money I get back. If what I just said didn’t sound logical to you. Then allow me to provide you with real-life examples.
We all have to spend money on necessary items. They are must-haves, and no one pays you to buy the items you need, because you have to buy it anyways. Yet, there are ways to
earn cash back while you spend. There are things you can do to get some of the cost back for yourself and your family. So, I will share a few ways that I have earned cash back while spending my money.
- Earn Cash Back With Coupon Sites:
With the growing number of online transactions among us now, there is also the growing number of streamline merchants. They are websites that find deals and savings from travels to meals, to clothing. You can use futurebazaar coupons to save even more. How much can you save? Some items such as hair care essentials offer 60% cash back. Why, if you are good at clipping coupons, you can earn up to 80% cash back. Just think every purchase you make from now on will never be full price. One of my favorite ways of using this coupon site is for travel discounts. Check out the coupons for flights, and entertainment. The cashback offers are very attractive, and if I have to spend anyways, I want to know I am getting the best deal. For me, redeeming points for travel, products or entertainment is like looking to buy something overpriced and then pay again with your points, because you're trying to use the points before they expire. So you know where I stand. Get your cash back, because you can do better with stretching your dollars than any points of rewards you will ever get.
- Earn Cash Back with Credit Cards:
Get yourself a credit card that pays cash back. I am not a fan of credit back or gift cards unless they were gifts. Even then, I am forced to use it in that particular store, and that turns me off. I used to have Discover, but I find it difficult to stick to just Discover because some places do not use the card it. Now, I use one credit card, Visa, which is honored everywhere. The nice part about having a Visa rewards card is that I earn points for all my purchases. Those points can be redeemed for cash. I believe the cash back is .5%, but they add up. I can use my credit card reward points towards trips, products or entertainments if I didn't want to get the cash back. So far, I don’t see anything enticing about those reward points. I wonder if the guys who come up with ways to promote rewards points think people are stupid or what? If they are going to offer the points to use for travel, products or entertainment, for goodness sake, make the points easy to use so that people can actually take you up on your offer.
- Earn Cash Back with Department Store, Drug Store Rewards Card:
We have a Target rewards card and you can earn 5% cash back on everything at Target, even sale and clearance items. It is more like a 5% discount, but just a lot more convenience and streamlined. Your total purchase is deducted automatically when your rewards card is scanned. Brainless, I know that by using the card, everything I find cheap at Target, suddenly become 5% cheaper. I am starting to be more aware of drug store savings because I know people who have been saving and earning cash backs at CVS like they are harvesting ripe fruit from their yards. Places like CVS and Walgreens I believe are extra generous with their coupons and cash backs.
These are by far the best ways I have earned cash back while spending. They are ways which have become automated and effortless to me. What about you? Can you share your favorite ways in which you earn cash back while you spend?
21 Comments
I use online rebates sites regularly and always use our credit card to get points!
ReplyDeleteI try to keep it simple with just one site, but it is hard because of the growing number. (h)
DeleteI use credit cards too, but have to expand with this site and others that I haven't! Thanks Amanda.
DeleteIt doesn't hurt to explore. The more you know the better off you will be... :-)
DeleteI need to learn more about redcard because it seems it's a credit card and not a discount card.
ReplyDeleteI'm about to close mine.
Red card is a discount card, not cash back technically. But to me it is, since the retail price is always discounted 5%.
DeleteI forget and really good information too!
ReplyDeleteThanks! I hope it helps you find more savings for your family.
Deletethanks for sharing all this great info
ReplyDeleteHope you can save a lot of money. x-)
Deletei get cash back from our amex costco card, 1-3% on all purchases, only that i forgot which are the 15 and which is 3%. i think 3% at costco, 2% on gas, restaurants and travels, and 1% everywhere else. I love it because we would really spend for those items, and we really get most of our supplies from costco since it's the closest store to us :)
ReplyDeleteSomething I should think about...more Costco, so many people I know like them.
DeleteI use cash back websites quite a bit. I will have to check this one out. Thanks!
ReplyDeleteSo glad you can use the information. Wonderful that you are already saving with cash back sites.
DeleteIt is overwhelming how much information is available to save money. Thanks for this. I just started couponing.
ReplyDeleteI never really heard of these tips until today. I love shopping at Costco but I never got cash back. I'm sure that I will start to follow these methods the next time I go out shopping. I love saving money!
ReplyDeleteWhen shopping online, I use the rebate website to get some cash back. It's not much, but I considered it as free money!
ReplyDeleteI never knew that you could earn cash back by shopping with certain credit cards. There is so much information here to save money!
ReplyDelete80% cash back is a huge save! I actually got a $200 cashback on this new laptop that I just bought, thanks for the rest of the tips though, very helpful!
ReplyDeleteIt seems that the coupon sites are becoming the way to go. I don't want to have to change my credit card for a cash back deal that could change any time; I would rather go with the coupon sites and earn some cash back a little easier.
ReplyDeleteCash back anywhere we can get it is a good thing. I just started watching my spending and planning ahead on the purchases that I already make. This is getting me over $200 back every month! That's a lot of money for just doing what I always do! It takes some careful planning and you have to use the right card at the right place, but it's well worth it!
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